Way off the beaten path...
A number of months ago my wife and I finally decided to build a new house. If you have ever gone through the process of building or buying a new home, you know there is an unlimited amount of factors which ultimately affect the purchase and more so your monthly payment. When we started this process I hit the ole Internet in search of a mortgage calculator. I landed on the Office template section where I found a basic mortgage calculator workbook. That workbook has since been revamped to closer depict a holistic purchase process.
The numbers represented in this spreadsheet are just for demonstrative purposes. MortgageCalc-2003.zip (36.04 KB)
I hope you find it as useful as I have. Enjoy!